BENEFITS AT A GLANCE
Benefits are paid direct to employees for on/off the job accidents that occur. Employees can choose to cover spouse/children as well.
Cobb County Government is rated an “A” class for this policy, meaning that accident rates are the lowest available for employees to obtain Accident Insurance Coverage.
PLAN DETAILS
Cobb County enrolls Accident Advantage Option 3. A brief summary of benefits are:
| Emergency Room Accident Treatment | $200 – ER with X-Ray $170 – ER without X-Ray |
| Doctor Office or Other Facility Accident Treatment | $150 – with X-Ray $120 – without X-Ray |
| Initial Hospitalization | $1,000 up to 18 hours $2,000 admitted directly to ICU |
| Confinement in the Hospital | $250/day up to 365 days |
| Intensive Care Unit | Additional $400/day for 15 days |
| Ambulance Benefit | $200 ground or $1,500 air |
| Blood/Plasma/Platelets | $200 per accident |
| Major Diagnostic Testing and Imaging | $200/calendar year |
| Accident Follow-up | $35/day up to 6 treatments |
| Therapy | $35/day up to 10 treatments |
| Appliances | Variable $25 to $300 |
| Prosthesis | $800 per accident |
| Prosthesis Repair/Replace | $800/lifetime |
| Rehabilitation Facility | $150/day |
| Home Modification | $3,000 per accident |
| Accident Specific Sum Injury | Variable $35 to $12,500 |
| Accidental Death | $10,000 Insured/Spouse ($5,000 Child)Hazardous Activity $40,000 Insured/Spouse ($10,000 Child) Other Accident $150,000 Insured/Spouse ($25,000 Child) Common-Carrier |
| Accidental Dismemberment | Variable $300 to $40,000 |
| Wellness Benefit | $60 per year |
| Family Support | $20/day up to 30 days |
| Organized Sporting Event | Additional 25% of the benefit payable to $1,000/year |
| Transportation | $600/round trip/3 years |
| Family Lodging | $125/night up to 30 days |
This information is for Georgia Residents and for illustration purposes only.
Please refer to your Outline of Coverage within the brochure or your policy for specific details.
RATES
| Coverage | Rate |
|---|---|
| Employee Only | $10.14 |
| Employee and Spouse | $14.40 |
| One Parent Family | $17.04 |
| Two Parent Family | $22.08 |
CLAIMS
Claims can be filed online through Aflac Policy Holder Services. You must setup an account to view policy information and file claims. Claims filed by 3PM will be processed the following day with Aflac One Day Pay!
ADDITIONAL INFORMATION/CLAIMS
If you need to inquire about your existing coverage or apply for new coverage during the Annual Enrollment, you must meet with Houze & Associates Benefits Counselor. Outside of the Annual Enrollment please contact Houze & Associates at 800-523-7135 or email Pat Cromer at patcromer@houze.org or Lisa Cord lisacord@houze.org
| Aflac Always – Never miss a deduction | Smart Claim System |
| My Aflac – Manage your Claim | Direct Deposit |
| Wellness Claim | Accident Claim Forms |
PRIOR ACCIDENT PLAN RATES
Individual (18-64) $9.96
Husband/Wife $14.10
One Parent Family $16.14
Two Parent Family $21.00
Added Children have a $120/Emergency Room Benefit
Added X-Ray Benefit of $25/per ER Treatment
Epidural Pain Management Benefit of $100 (max 2/year)
Accidental Death Benefit included for Hazardous Activities (previously excluded)
Level 2: Series A 34000
Individual (18-64) $8.95
Husband/Wife $12.69
One Parent Family $14.82
Two Parent Family $18.78
