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  • Supplemental Group Life Insurance

    Lincoln Financial

    Benefits at a Glance

    Beyond what is provided by Calhoun City Schools, employees can elect additional group life insurance for themselves, their spouses, and their children.

    Supplemental life policies include the same amount of AD&D coverage as elected life insurance.

    During Annual Enrollment Periods, Employees can increase $20,000 in Supplemental Life Insurance,
    Spouse can increase $10,000. Employee and Spouse can both increase without having previous coverage. Coverage increases are available if you have not been previously declined.

    This benefit includes an equal amount of Accidental Death & Dismemberment coverage (AD&D), that will pay an additional equal amount in the event of a fatal accident.

    Your cost may be waived if you are totally disabled for a period of time.

    If the spouse is also employed at Calhoun City Schools, they may not be covered as both an employee & spouse.

    Dependent coverage is only available if the employee is insured for the Employee Group Supplemental Life coverage.

    Plan Documentation

    Certificate of Coverage

    Premiums

    Employee Monthly Premiums

    Life + AD&D

    AgeCost of $10,000 coverage
    <25$0.68
    25 – 29$0.76
    30 – 34$0.92
    35 – 39$1.27
    40 – 44$1.72
    45 -49$2.60
    50 – 54$3.93
    55 – 59$5.82
    60 – 64$8.62
    65 – 69$14.41
    70 – 74$25.45
    75 – 79$51.36

    Spouse Monthly Premium

    Life + AD&D

    AgeCost of $5,000 coverage
    <25$0.305
    25 – 29$0.34
    30 – 34$0.405
    35 – 39$0.55
    40 – 44$0.74
    45 -49$1.105
    50 – 54$1.66
    55 – 59$2.445
    60 – 64$3.615
    65 – 69$6.025
    70 – 74$10.625
    75 – 79$21.42
    *Spouse premiums are based on Employee’s age

    Questions?

    We are here to assist with any of your benefits questions. Email us at enrollment@houze.org, call us toll-free at 1-800-523-7135.

    Benefits Contact

    Myra Ingle
    Payroll/Employee Benefits Coordinator
    (706) 602-6612
    inglem@calhounschools.org

    Summary of Benefits

    Click below to download and review a Summary of Benefits document (.pdf).

    SUMMARY OF BENEFITS
    Houze & Associates