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  • Short Term Disability

    Lincoln Financial

    Benefits at a Glance

    Employees can select a weekly benefit amount in $50 increments up to 60% of salary. Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness. 

    All coverage is subject to 3/6 Pre-Existing Condition Limitation.

    See additional information about the plan design by reviewing the flyers listed below:

    Summary Of Benefits:

    Full-Time Employees

    Bus Drivers

    Short term disability insurance will help ease the financial stress of a covered illness or injury.

    Each full-time employee may select a benefit coverage for up to 60% of current salary with a maximum of $6,000/monthly benefit.

    Employees can elect for benefits to begin on the 15th day for 24 weeks or on the 46th day for 20 weeks of disability due to an accident or sickness. 

    Maternity Benefits are paid the same as any other qualifying disability, subject to any applicable pre-existing condition exclusion.

    The pre-existing period is 3/6. This means that any resulting condition
    from injury or sickness for which the Employee received medical treatment, services or incurred expenses for 3 months prior to the date of his or her coverage that results in disability within the first 6 months of coverage will not be covered.

    Employees are required to use all sick-leave before using STD benefit.

    Monthly Premiums

    Rate per $10 of Weekly Benefit

    Job ClassBenefit DurationElimination PeriodPremium
    Full-Time24 weeks 14 days$0.38
    Full-Time20 weeks45 days $0.21
    Bus Driver24 weeks14 days $0.38
    Bus Driver20 weeks45 days $0.21

    Plan Certificates

    Full-Time Employees

    • Option 1
      • 24 week benefit period
      • 14-day elimination period
    • Option 2
      • 20 week benefit period
      • 45-day elimination period

    Bus Drivers

    • Option 1
      • 24 week benefit period
      • 14-day elimination period
    • Option 2
      • 20 week benefit period
      • 45-day elimination period

    Questions?

    We are here to assist with any of your benefits questions. Email us at enrollment@houze.org, call us toll-free at 1-800-523-7135.

    Benefits Contact

    Myra Ingle
    Payroll/Employee Benefits Coordinator
    (706) 602-6612
    inglem@calhounschools.org

    Summary of Benefits

    Click below to download and review a Summary of Benefits document (.pdf).

    SUMMARY OF BENEFITS
    Houze & Associates