AFLAC
AFLAC products will be offered, enrolled and administrated by Houze & Associates. AFLAC policies do not co-ordinate with other insurance. Benefits are paid regardless of other insurance, and are paid to the insured, unless directed otherwise. Enrollment is offered only during Annual Enrollment periods.
If you have questions about your existing Aflac policy, please call Aflac directly at 800-992-3522.
Cancer Insurance
Employees can choose between 2 plans: Select Cancer Care and Classic Cancer Care. Each plan includes the same treatments but with varying levels benefits. Both plans include an Annual Wellness Benefit and Building Benefit Rider. Policy benefits also include initial occurrence, consultation, hospitalization, chemo and radiation, experimental treatment, lodging, transportation and more. Policies are available on employee & spouse & children. Rates are based on plan and coverage selected..
|
$40/Wellness Benefit |
$75/Wellness Benefit |
|
Biweekly Rates: |
Biweekly Rates: |
Accident Indemnity Plan- Level 2
$60 per person Wellness Benefit per year after the policy has been in force one year
$120 Emergency Treatment for employee/spouse and $120 per child
$25-$10,000 Specified Injury Benefit
Refer to the Accident Brochure for additional plan details.
|
Plan
|
Bi-Weekly Cost
|
|
Individual
|
$11.04
|
|
Single Parent Family
|
$16.26
|
|
Employee and Spouse
|
$14.52
|
|
Two Parent Family
|
$20.22
|
Hospital Confinement Indemnity Protection
Level 1 Brochure
$400/day Sickness, $500/day Injury for Hospital Confinement (5 days per year) & $100 daily benefit for up to 365 day. $100/day rehab unit for 15 days
Level 3 Brochure Includes Level 1 Plan and $50 - $1000 Surgical Benefit, $100 for Invasive Diagnostic Exams, $300 Room Charge with Anesthesia or $100 without Anesthesia, $150 per year for Medical Diagnostic Imaging, $100 Ground Transportation, $1000 Air Transportation and $50 per year wellness benefit per policy. Bi-Weekly premiums are as follows:
|
Plan/Age
|
18-39
|
40-49
|
50-59
|
60-70
|
|
Individual- Level 1
Individual- Level 3 |
$12.90
$18.30 |
$15.18
$23.04 |
$19.80
$29.16 |
$24.90
$34.80 |
|
One Parent Family - Level 1
One Parent Family - Level 3 |
$18.30
$25.74 |
$19.68
$29.04 |
$23.40
$34.20 |
$31.68
$42.72 |
|
Employee/Spouse - Level 1 Employee/Spouse - Level 3
|
$23.46
$33.36 |
$25.32
$38.52 |
$33.60
$49.32 |
$41.46
$57.84 |
|
Two Parent Family- Level 1
Two Parent Family- Level 3 |
$26.58
$38.40 |
$27.48
$42.18 |
$36.72
$53.46 |
$45.96
$63.84 |
Critical Care and Recovery - Level 1
Pays a First-Occurrence Benefit of $5,000 for Insured & Spouse and $7,500 for Children
Includes a $500 building benefit rider annually to age 65 or initial occurrence
Refer to the Brochure for additional details
Hospital Confinement and Continuing Care Benefits for
- Heart Attack & Coronary Artery Bypass Surgery
- Stroke
- End-Stage Renal Failure
- Major Organ Transplant
- Major Third-Degree Burns
- Coma
- and much more!
Bi-Weekly premiums are as follows:
| Ages | 18 - 35 | 36 - 45 | 46 - 55 | 56 - 70 |
| Employee Only | $5.28 | $8.52 | $11.40 | $14.82 |
| One Parent Family | $5.82 | $8.88 | $11.76 | $15.24 |
| Employee & Spouse | $8.16 | $13.98 | $19.68 | $27.18 |
| Two Parent Family | $9.18 | $15.12 | $21.06 | $28.80 |
Hospital Intensive Care
Benefits are paid if a covered person incurs a charge for hospital confinement in an intensive care unit or a step-down unit for sickness or injury. Employee can choose to add coverage on spouse and children.
Download a brochure for more details. Bi-Weekly premiums are as follows:
| Plan/Age | 18-35 | 36-45 | 46-55 | 56-70 |
| Individual | $4.80 | $5.22 | $6.30 | $7.14 |
| One Parent Family | $9.42 | $9.42 | $10.32 | $13.32 |
| Employee and Spouse | $9.60 | $9.60 | $11.70 | $14.28 |
| Two Parent Family | $11.34 | $11.34 | $12.66 | $15.72 |
More information on benefit details and rates can be obtained from the Benefit Counselors during the Annual Enrollment.
This summary is for informational purposes. Please refer to the certificate or policy booklet for exact provisions.
