BENEFITS AT A GLANCE
MetLife Legal provides easy, direct access to a national network of attorneys who provide telephone advice and office consultations on an unlimited number of personal legal matters and fully covered services for the most frequently needed personal legal matters (excluding employment issues). Participants may also receive service from out-of-network attorneys.
CONTACT AN ATTORNEY
Locate attorneys and schedule appointments by calling the Client Service Center toll-free (800-821-6400) and speaking to a knowledgeable and experienced representative.
Visit the website, members.legalplans.com.
Guaranteed satisfaction: Responsive customer service, supported by a money-back guarantee.
ADDITIONAL FEATURES
Telephone advice and office consultations on an unlimited number of personal legal matters.
Trials for covered matters are covered from beginning to end, regardless of length, when using a Network Attorney.
Reduced Fees: For personal injury, probate & estate administration matters, provided by Network Attorneys.
Legal Assistance for Financial Wellness is also included in the plan: Summary of Financial Wellness Benefits
DEFINITIONS
Summary of Benefit Definitions, including:
| Advice & Consultation | Family Law |
| Consumer Protection | Immigration |
| Debt Matters | Personal Injury |
| Defense of Civil Lawsuits | Real Estate Matters |
| Documentation Preparation | Traffic and Criminal |
| Wills and Estate Planning |
RATES
MetLife Legal® is Affordable through Payroll Deductions
| High Option | Low Option |
|---|---|
| $18.00/mo | $9.00/mo |
Cost Per Employee Per Month: Covers Spouse and Dependents
LEGAL SERVICES SUMMARY
| Low Plan Benefits | High Plan Low Plan Coverage, Plus: | |
| Money Matters | • Identity Theft Defense • Negotiations with Creditors • Promissory Notes • Debt Collection Defense • Tax Collection Defense | Low Plan Plus: • Personal Bankruptcy • Tax Audit Representation • Financial Education Workshops1 • LifeStages Identity Management Services2 |
| Home & Real Estate | • Deeds • Mortgages • Foreclosure • Tenant Negotiations • Eviction Defense • Security Deposit Assistance | Low Plan Plus: • Boundary & Title Disputes • Sale or Purchase of Primary & Vacation Home • Refinancing & Home Equity Loan Primary & Vacation Home • Property Tax Assessments • Zoning Applications |
| Estate Planning | • Simple Wills • Complex Wills • Healthcare Proxies • Living Wills • Codicils • Powers of Attorney (Healthcare, Financial, Childcare, Immigration) | Low Plan Plus: • Revocable & Irrevocable Trusts |
| Family & Personal | • Guardianship • Conservatorship • Name Change • Review of ANY Personal Legal Document • School Hearings • Demand Letters • Affidavits • Personal Property Issues • Garnishment Defense • Protection from Domestic Violence | Low Plus: • Juvenile Court Defense Including Criminal Matters • Parental Responsibility Matters • Review of Immigration Documents • Prenuptial Agreement • Adoption |
| Civil Lawsuits | • Disputes Over Consumer Goods & Services • Administrative Hearings • Incompetency Defense | Low Plus: • Civil Litigation Defense & Mediation • Small Claims Assistance • Pet Liabilities |
| Elder-Care Issues | Consultation & Document Review for issues related to your parents: • Medicare • Medicaid • Prescription Plans • Nursing Home Agreements • Leases • Promissory Notes • Deeds • Wills • Powers of Attorney | Covers the same as the Low Plan for Elder Care Issues |
| Vehicle & Driving | • Repossession • Defense of Traffic Tickets3 • Driving Privileges Restoration • License Suspension Due to DUI | Covers the same as the Low Plan for Vehicle and Driving |
1) Offered through Retirewise
2) Offered through CyberScout
3) Does not cover DUI Defense
PRODUCT OVERVIEW
Summary of the Plan including High-Low Coverage Summary